Capitual - Multiple CurrenciesGoogle Play
Our wallet review process
We examine wallets starting at the code level and continue all the way up to the finished app that lives on your device. Provided below is an outline of each of these steps along with security tips for you and general test results.
Application build test result
Achieve the highest level of financial evolution and have full control of your finances. Get to know Capitual, your multi-currency digital account.
Here are the list of features Capitual advertises:
Anytime: Convert assets to each other instantly. Just choose the assets and values.
Without paying any fees: Make withdrawals directly from your cryptocurrency wallets from any of the 23 thousand Banco24Horas ATMs in Brazil.
Fast and convenient: Pay your bills using cryptocurrencies. At Capitual, you can pay bills directly from the portfolio you want, without having to convert the assets in advance.
CapBusiness: Here you can also have a fully digital and multi-active corporate account, with all the advantages and differentials that only we offer.
Coming soon: CapCard will be your newest card and will soon have a special place in your wallet.
3.7.1. We reserve the right to store values in offline storages. This is done as a security measure. For this reason, we might need to access assets stored offline. This may delay withdrawals operations.
As the terms talk about the provider storing the money, that insinuates that the user is not in control of the private keys.
There is a brief mention of private keys in Capitual’s explanation of crypto wallets, but no sign that the user will be able to hold private keys.
Because this app leans towards being a custodial offering, its claims are non-verifiable.
Tests performed by Daniel Andrei R. Garcia
Do your own research
In addition to reading our analysis, it is important to do your own checks. Before transferring any bitcoin to your wallet, look up reviews for the wallet you want to use. They should be easy to find. If they aren't, that itself is a reason to be extra careful.